The analysis of mathematical models for insurance rates calculation in voluntary medical insurance

UDC 368.9.06

The analysis of mathematical models for insurance
rates calculation in voluntary medical insurance
К.Л. Bazilevich, graduate student
National aerospace university named after N Ye. Zhukovsky “KhAI”

Voluntary medical insurance is becoming increasingly common in 0u country today. Insurance companies are actively incorporating this type 0f insurance in their programs. There is good dynamic growth of premiums in thjs type of insurance over the last few years . It is important to note that not all European countries health insurance market is developing as quickly as Ukraine.
However, the weak subject elaboration, the lack of a unified theoretical approach and practical developments in the field of medical insurance, low level of public confidence to the insurance companies and many other problems hindering the development of voluntary medical insurance in our country.

In this context, the analysis and development of methods and mathematical models for calculating insurance rates for all types of medical insurance in the current market conditions in Ukraine is an actual task.This paper deals classification of voluntary medical insurance and methods of calculating insurance rates for the three main types of voluntary medical insurance: ambulatory polyclinic, inpatient and comprehensive health insurance, there are presented examples of calculations for various input data.
References
1. Rating of the insurance companies of Ukraine [electronic resource]: According to the magazine "Forinshurer" - Mode of access: http://insurancetop.com/